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1. Acceptance of Terms
By accessing and using www.dumagqubule.com (the Website), you acknowledge that you have read, understood, and agree to be bound by this Disclaimer.
2. Nature of Information
The reports and content published on this Website and sold by Duma Gqubule (the Author) are compiled for general informational and research purposes only.
The Author is an independent academic researcher. The content of any report reflects the Author’s analysis, interpretation, and opinion at the time of writing, based on sources believed to be reliable.
Nothing on this Website or in any report constitutes:
• Financial, regulatory, investment, legal, tax, or professional advice of any kind;
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• A guarantee, representation, or warranty as to the accuracy, completeness, or timeliness of any information.
3. No Liability
To the fullest extent permitted by South African law, Duma Gqubule shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with:
• Your use of, or reliance on, any report or content obtained from this Website;
• Any errors, omissions, or inaccuracies in the reports or Website content;
• Any decision made or action taken based on the information contained in a report.
You assume full responsibility for evaluating the merits and risks associated with any use of the information provided.
4. Reports - Important Notice
All reports are sold as informational and research documents. The Author does not accept liability for any losses or damages (financial or otherwise) that may arise from reliance on report content. Reports reflect conditions and information available at the time of compilation and may become outdated. The Author is under no obligation to update any report after the date of its publication.
For physical report deliveries, the Author is not responsible for loss or damage occurring after dispatch. For digital downloads, once delivery has been completed to the provided email address or download link, no refund will be issued unless the file is materially defective.
In the event that a report contains a disclaimer, the content of such disclaimer will prevail over any other related disclaimer in the event of a conflict.
5. Intellectual Property
All reports, content, and materials on this Website are the intellectual property of Duma Gqubule and are protected under the Copyright Act 98 of 1978. You may not reproduce, distribute, modify, or create derivative works from any report or Website content without the Author’s prior written consent.
6. Third-Party Links
This Website may contain links to third-party websites for reference purposes. The Author does not endorse or take responsibility for the content, accuracy, or practices of any third-party website.
7. Governing Law
This Disclaimer is governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes shall be subject to the jurisdiction of the South African courts.
8. Contact
If you have any questions about this Disclaimer, please contact: Colene Agbleke | colene@thetransformationlens.africa | 105 Gleneagles, 23 2nd Street,
Killarney, Johannesburg 2193, Gauteng, South Africa